Your Customized Solutions
You are at the center of all we do. We listen and craft your plan to reflect your life goals. We offer comprehensive and goal-specific financial planning and investment advice designed to specifically address your needs, comfort with risk, and financial resources.
We strive to be our clients' first point of contact for questions related to their financial well-being and decision making. We collaborate with your tax and legal advisors as needed.
What We Offer
You can take advantage of our wide array of services and guidance to help keep you moving toward your dreams.
Goal-Based Planning
We’ll help you prioritize your financial goals and determine the optimal plan to fund those goals. Financial planning is more than assets, investments, and net worth. It’s about pinpointing your concerns, expectations, and fears and creating a plan that gives you greater clarity.
Investment Implementation
Growing and preserving wealth is a vital part of every successful financial plan. Investments play an important supporting role and should never be undermined by unnecessary risk. Our advice is personal to you and your needs. From one-time advice on a single investment to comprehensive investment management including employer-sponsored plans, employer stock plans, real estate, and qualified and non-qualified accounts, our advice is customized to you. Each of our clients has a unique blend of assets and opportunities.
Retirement Planning
We all need to plan where our income will come from. Whether it comes from investments, earned income, social security, or a pension, there are important decisions to be made, especially in the years leading up to a retirement goal.
We are here to help you choose:
- How to optimize social security and pension benefits
- Which investment accounts to withdraw from first to minimize the tax impact
- Tax strategies that will help you remain flexible, so you can roll with life's changes
Yes, it is complex, but with a little help, you can seek to get it right.
Risk Analysis
Will someone you care about be adversely affected financially by an untimely death, disability, health outcome, or disaster? If so, we need to consider strategies to reduce this risk. It doesn't make sense to plan for achieving goals if our progress can be wiped out by an unfortunate incident. We partner with you in developing strategies to reduce the adverse impact such events can cause. Insurance is the most commonly used tool for protecting your family or business from this type of unexpected financial burden, but not the only solution to consider.
Advisor Coordination
It is important that all your professional advisors (CPA, lawyer, bookkeeper, etc.) and family members are on the same page and synchronized in their problem-solving approach. We are happy to coordinate with the entire professional team to help create the best experience and outcome for our clients. We are not experts in everything, and we enjoy working with the team you've assembled to achieve the best outcome for you and your family.
Legacy Planning
A good steward is not only responsible for those placed in his care, but also to those who follow in their footsteps. How do we ensure our children and grandchildren are shaped by the challenges that are at the root of our family's success? That the causes we care about in life are cared for as we leave this world? Legacy planning is a financial strategy that combines traditional estate wealth transfer with family values and principles. It is the satisfying result of a successful financial plan and a life well-lived.