Financial Advice Focused on Your Goals

    In a profession based on objective advice, true independence offers many choices intended to benefit you, the client. Your choice of an independent financial professional is the first step in receiving recommendations with guidance that's based on your needs and goals.

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    What Our Independence Means for You

    Objective advice on achieving your financial goals may be best delivered by an independent financial professional. We’re not employees of an investment or financial services firm—we are independent business owners. We have the freedom to structure our business in a manner we believe best serves you.

    Why We Partner with an Independent Broker/Dealer and Registered Investment Adviser

    There are many types of firms for us to consider when affiliating with a broker/dealer and registered investment adviser. You may be familiar with broker/dealers that are subsidiaries of conglomerates, such as banks, investment banks, and investment companies. Independent broker/dealers are different from such firms because they generally do not underwrite securities, they do not create research, and they do not engage in investment banking. An independent broker/dealer allows financial professionals to offer nonproprietary products, such as mutual funds or life insurance, from a wide variety of companies. We have chosen to work with an independent broker/dealer and registered investment adviser to offer you impartial investment advice compensated in the form of fees, commissions, or both.

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    We remain free to act in your best interests and we strive to help you follow an appropriate course of action to meet your financial goals.

     

    Multi Generational Family

    We can make recommendations without pressure to promote proprietary products or strategies.

     

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    We operate as fiduciary financial planners with a focus on doing what is best for our clients at all times.

     

    Safeguarding Your Assets

    An independent broker/dealer can choose a clearing firm to work with. Having a clearing relationship allows us to focus on helping you achieve your investment goals while taking advantage of the clearing firm’s safeguards for the physical protection of your assets.

    Fidelity Investments and Fidelity InstitutionalSM 1 provide clearing, custody, and other brokerage services to Commonwealth through National Financial Services LLC (NFS). Like Commonwealth, NFS is an industry leader with a long and stable history of customer service excellence. We have the utmost confidence in the proficiency with which NFS handles every trade, statement, report, and myriad other transactions for millions of clients—and we believe that you can as well.

    1 Fidelity Investments, Fidelity InstitutionalSM, and National Financial Services LLC (together "Fidelity") is an independent company, unaffiliated with Commonwealth or Financial Advisory Partners LLC ("FAP"). Fidelity is a service provider to both. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by FAP, and does not guarantee, or assume any responsibility for, its content. Fidelity InstitutionalSM provides clearing, custody, and other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC 961249.1.0

    Interested in learning more?

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    Sally McCray

    Tamara Morse

    Ann Novosel

    Stephanie Shinn